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4 Reasons to Buy a Home During the Holiday Season

4 Reasons to Buy a Home During the Holiday Season

Not many people like to uproot their family and go through the stresses of home buying and moving during the holidays, but some do. Here’s why they might just be doing it the right way…1. Less Market ActivityLots of family, school, and work a

Dec 04, 2016 | 247 application home loan credit lenders loan programs maryland refinance real estate new mortgage millenials

What Is The Difference Between A Pre-Qualification & A Pre-Approval?

What Is The Difference Between A Pre-Qualification & A Pre-Approval?

One mistake that home buyers commonly make is not getting a pre-approval.  Many home buyers believe that a pre-qualification is the same as a pre-approval, which is not true.A mortgage pre-qualification can easily be defined as an estimation of how m

Oct 23, 2016 | 247 application baltimore credit home loan lenders loan programs maryland refinance real estate new mortgage

How to Build Your Credit:

How to Build Your Credit:

Thinking of buying a home? Here are some best practices for building your credit:Keep balances low. For the best credit score, keep your balance under 30% of your card’s total limit. If your credit card has a $500 limit, don’t carry a balance

Oct 23, 2016 | 247 application baltimore credit home loan lenders loan programs maryland refinance real estate new mortgage mistakes

What credit score do I need to get the best rate?

What credit score do I need to get the best rate?

What credit score do I need to get the best rate? Great question!  This is one that I hear frequently from clients.  The answer is.......it depends on your situation. It depends on what type of loan program you are using, how much of a down

Oct 05, 2016 | 247 application baltimore home loan lenders loan programs maryland millenials mistakes mortgage new real estate refinance credit

Three Things You Want to Avoid in the Mortgage Process

Three Things You Want to Avoid in the Mortgage Process

Ready to buy your dream home? Have you chosen your mortgage lender yet? You are much more likely to get mortgage-approved if your bank statements are clear of these three things:1.  Bounced checksIf your checking account is littered with multiple ove

Sep 29, 2016 | 247 application baltimore home loan lenders loan programs maryland real estate refinance new mortgage mistakes millenials

Homeownership Trends

Homeownership Trends

According to the U.S. Census Bureau, homeownership rate has resumed it's decline."Despite two years of strong monthly job gains and solid home sales at a pace of 5.5 million annually, the homeownership rate fell to its lowest level in 50 yea

Aug 19, 2016 | 247 application baltimore home loan lenders loan programs maryland millenials mortgage new real estate refinance