Credit Score: 5 Things You Might Not Realize Play A Role

Credit Score: 5 Things You Might Not Realize Play A Role

1. Library FinesWhile holding onto your rented library book for a few extra weeks might not have seemed like a big deal at the time, it could have come with a cost. And if you opted to ignore that late fee, you may be hurting your credit score. Libraries

Feb 09, 2017 | 247 application credit home loan baltimore loan programs maryland millenials mistakes mortgage interest rates lenders new refinance

How To Get The Best Interest Rate

How To Get The Best Interest Rate

Getting the best interest rate is important- the lower the rate, the more money you have in your pocket. Here are a few ways to ensure that you get the best interest rate for your mortgage loan:1. Improve your credit scoreKeep credit card balances low, ma

Jan 25, 2017 | 247 baltimore credit home loan lenders loan programs maryland refinance real estate mortgage interest rates

4 Reasons to Buy a Home During the Holiday Season

4 Reasons to Buy a Home During the Holiday Season

Not many people like to uproot their family and go through the stresses of home buying and moving during the holidays, but some do. Here’s why they might just be doing it the right way…1. Less Market ActivityLots of family, school, and work a

Dec 04, 2016 | 247 application home loan credit lenders loan programs maryland refinance real estate new mortgage millenials

What Is The Difference Between A Pre-Qualification & A Pre-Approval?

What Is The Difference Between A Pre-Qualification & A Pre-Approval?

One mistake that home buyers commonly make is not getting a pre-approval.  Many home buyers believe that a pre-qualification is the same as a pre-approval, which is not true.A mortgage pre-qualification can easily be defined as an estimation of how m

Oct 23, 2016 | 247 application baltimore credit home loan lenders loan programs maryland refinance real estate new mortgage

How to Build Your Credit:

How to Build Your Credit:

Thinking of buying a home? Here are some best practices for building your credit:Keep balances low. For the best credit score, keep your balance under 30% of your card’s total limit. If your credit card has a $500 limit, don’t carry a balance

Oct 23, 2016 | 247 application baltimore credit home loan lenders loan programs maryland refinance real estate new mortgage mistakes

What credit score do I need to get the best rate?

What credit score do I need to get the best rate?

What credit score do I need to get the best rate? Great question!  This is one that I hear frequently from clients.  The answer is.......it depends on your situation. It depends on what type of loan program you are using, how much of a down

Oct 05, 2016 | 247 application baltimore home loan lenders loan programs maryland millenials mistakes mortgage new real estate refinance credit

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