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Blog Image: Smaller Mortgage Lenders are on the Rise

Smaller Mortgage Lenders are on the Rise

You may be familiar with the process of working with companies such as Wells Fargo or Bank of America, where the mortgage process may involve the simple act of filling out an application and waiting for your file to be reviewed. This is standard. As simple as it sounds, in this process you’re typically tied to the bank’s hours and banker’s availability. However, in recent years, the trend in mortgage lending is shifting away from these federally ran institutions, towards smaller, private mortgage lenders, whom offer personalized services, flexible hours, and a more ...

July 3rd, 2016 | application, 247, home loan, lenders, loan programs, mortgage, new, refinance, Smaller Mortgage Lenders are on the Rise

Blog Image: Will Your Current Lender Offer The Best Refinance Rate?

Will Your Current Lender Offer The Best Refinance Rate?

Getting a new mortgage rate in 2016 could be a very good idea. While mortgage rates were predicted to rise to the mid-fours, this year, instead, they dropped to the mid 3’s!  What does this mean for you? Well, homeowners who bought between late 2013 and the latter part of 2015 might benefit from a refinance. Rates hovered at or above 4% for much of this time period.So, your first thought: “I will give my current mortgage holder a call”.  Not so fast…Homeowners should be wary of taking the first rate that they are offered! This is especially tru...

June 28th, 2016 | 247, home loan, lenders, loan programs, mortgage, new, refinance, Will Your Current Lender Offer The Best Refinance Rate?

Blog Image: 4 Reasons to Choose a Small Lender for Your Next Home Loan

4 Reasons to Choose a Small Lender for Your Next Home Loan

Whether you’re thinking about getting a mortgage through a community bank, a credit union or a small mortgage company, here are four reasons to choose a small lender for your next home loan:1. Lower Rates and FeesSmaller mortgage lenders offer the same variety of products as larger banks, and sometimes you can take advantage of these products at a lower cost. Mortgage rates and closing costs vary from lender to lender with small lenders offering competitive, sometimes better, rates on different types of home mortgage loans. A lower interest rate can save you thousands over the life of a ...

June 24th, 2016 | 247, application, loan programs, mortgage, new, lenders, refinance, home loan, 4 Reasons to Choose a Small Lender for Your Next Home Loan

Welcome to the New Website

Feel free to browse through our selection of loan programs or fill out one of our free online applications. It's fast and secure. If you need help with anything, feel free to contact us, and we'll be more than happy to be at your service. If you're a first-time homebuyer, we'll help you buy your first home.

May 4th, 2016 | mortgage, 247, new, application, loan programs, Welcome to the New Website

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