If you have a fixed-rate home mortgage, you pay the exact same amount each month. But did you know that the amount of principal you pay toward the balance of your loan changes from month to month? This is called amortization and it is a method of distribu
May 08, 2019 | credit interest rates
1. Library FinesWhile holding onto your rented library book for a few extra weeks might not have seemed like a big deal at the time, it could have come with a cost. And if you opted to ignore that late fee, you may be hurting your credit score. Libraries
Feb 09, 2017 | 247 application credit home loan baltimore loan programs maryland millenials mistakes mortgage interest rates lenders new refinance
Getting the best interest rate is important- the lower the rate, the more money you have in your pocket. Here are a few ways to ensure that you get the best interest rate for your mortgage loan:1. Improve your credit scoreKeep credit card balances low, ma
Jan 25, 2017 | 247 baltimore credit home loan lenders loan programs maryland refinance real estate mortgage interest rates
Not many people like to uproot their family and go through the stresses of home buying and moving during the holidays, but some do. Here’s why they might just be doing it the right way…1. Less Market ActivityLots of family, school, and work a
Dec 04, 2016 | 247 application home loan credit lenders loan programs maryland refinance real estate new mortgage millenials
One mistake that home buyers commonly make is not getting a pre-approval. Many home buyers believe that a pre-qualification is the same as a pre-approval, which is not true.A mortgage pre-qualification can easily be defined as an estimation of how m
Oct 23, 2016 | 247 application baltimore credit home loan lenders loan programs maryland refinance real estate new mortgage
Thinking of buying a home? Here are some best practices for building your credit:Keep balances low. For the best credit score, keep your balance under 30% of your card’s total limit. If your credit card has a $500 limit, don’t carry a balance
Oct 23, 2016 | 247 application baltimore credit home loan lenders loan programs maryland refinance real estate new mortgage mistakes