Thinking of buying a home? Here are some best practices for building your credit:Keep balances low. For the best credit score, keep your balance under 30% of your card’s total limit. If your credit card has a $500 limit, don’t carry a balance
Oct 23, 2016 | mortgage 247 new application loan programs lenders refinance home loan mistakes baltimore maryland real estate credit
What credit score do I need to get the best rate? Great question! This is one that I hear frequently from clients. The answer is.......it depends on your situation. It depends on what type of loan program you are using, how much of a down
Oct 05, 2016 | mortgage 247 new application loan programs lenders refinance home loan mistakes baltimore maryland real estate millenials credit
Ready to buy your dream home? Have you chosen your mortgage lender yet? You are much more likely to get mortgage-approved if your bank statements are clear of these three things:1. Bounced checksIf your checking account is littered with multiple ove
Sep 29, 2016 | mortgage 247 new application loan programs lenders refinance home loan mistakes baltimore maryland real estate millenials
According to the U.S. Census Bureau, homeownership rate has resumed it's decline."Despite two years of strong monthly job gains and solid home sales at a pace of 5.5 million annually, the homeownership rate fell to its lowest level in 50 yea
Aug 19, 2016 | mortgage 247 new application loan programs lenders refinance home loan baltimore maryland real estate millenials
If you have ever purchased a home, or even talked to someone about doing so, you are familiar with the "20 percent down myth". Fearful first-time buyers, you can officially bust that myth today.Of course, there are many different factors that go
Aug 07, 2016 | mortgage 247 new application loan programs lenders refinance home loan baltimore maryland real estate
A new report this week showed that the Baltimore area is on the rise for potential homebuyers.Redfin, a real estate data group, released its Demand Index that focuses on home-buying trends, home tours and residential purchase offers in 15 major metro mark
Jul 27, 2016 | mortgage 247 new application loan programs lenders home loan